Business Checking

First Central State Bank checking accounts are designed for any business - no matter the size or complexity.

First Business Checking
Small business with low balance and minimal activity

  • $500.00 daily collected balance or $2,000.00 monthly average balance - $8.00 monthly fee if balance falls below requirement
  • First 75 debits free; then $.20 per item deposited
  • First 300 deposited items free; then $.10 per item
  • Monthly eStatement with check images included at no additional charge - $5.00 monthly fee for paper statement
  • Account fees waived for Non-Profit organizations

 

Commercial Checking
Mid to large business with heavy account activity

  • $2500 daily collected balance or $5000 monthly average balance
  • $12.00 Monthly fee if balance falls below minimum requirement
  • First 150 debits free; then $.20 per item
  • First 1000 deposited items free; then $.10 per item
  • Monthly eStatement with check images included at no additional charge - $5 monthly fee if paper statements

 

Commercial Super NOW Checking
Only available to sole-proprietors, non-profits and government entities

  • $2500 daily collected balance*
  • If balance falls below minimum requirement, then $8 monthly fee*
  • First 75 debits free; then $.20 per item*
  • First 300 deposited items free; then $.10 per item*
  • Variable interest rate is paid if the average collected balance is over $2,500
  • Monthly eStatement with check images at no additional charge - $5 monthly fee for paper statements

*waived for documented non-profits

 

 

In our DeWitt office, Contact...

 


In our Eldridge office, Contact...

 


In our Clinton North 2nd Street office, Contact...

 


In our Clinton Lincolnway office, Contact...

 


In our Goose Lake office, Contact...


In our LeClaire office, Contact...