First Central State Bank checking accounts are designed for any business - no matter the size or complexity.
First Business Checking
Small business with low balance and minimal activity
- $500.00 daily collected balance or $2,000.00 monthly average balance - $8.00 monthly fee if balance falls below requirement
- First 75 debits free; then $.20 per item deposited
- First 300 deposited items free; then $.10 per item
- Monthly eStatement with check images included at no additional charge - $5.00 monthly fee for paper statement
- Account fees waived for Non-Profit organizations
Mid to large business with heavy account activity
- $2500 daily collected balance or $5000 monthly average balance
- $12.00 Monthly fee if balance falls below minimum requirement
- First 150 debits free; then $.20 per item
- First 1000 deposited items free; then $.10 per item
- Monthly eStatement with check images included at no additional charge - $5 monthly fee if paper statements
Commercial Super NOW Checking
Only available to sole-proprietors, non-profits and government entities
- $2500 daily collected balance*
- If balance falls below minimum requirement, then $8 monthly fee*
- First 75 debits free; then $.20 per item*
- First 300 deposited items free; then $.10 per item*
- Variable interest rate is paid if the average collected balance is over $2,500
- Monthly eStatement with check images at no additional charge - $5 monthly fee for paper statements
*Account maintenance fees waived for documented non-profit organizations
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