Business Checking

First Central State Bank checking accounts are designed for any business - no matter the size or complexity.

First Business Checking
Small business with low balance and minimal activity

  • $500.00 daily collected balance or $2,000.00 monthly average balance - $8.00 monthly fee if balance falls below requirement
  • First 75 debits free; then $.20 per item deposited
  • First 300 deposited items free; then $.10 per item
  • Monthly eStatement with check images included at no additional charge - $5.00 monthly fee for paper statement
  • Account fees waived for Non-Profit organizations

 

Commercial Checking
Mid to large business with heavy account activity

  • $2500 daily collected balance or $5000 monthly average balance
  • $12.00 Monthly fee if balance falls below minimum requirement
  • First 150 debits free; then $.20 per item
  • First 1000 deposited items free; then $.10 per item
  • Monthly eStatement with check images included at no additional charge - $5 monthly fee if paper statements

 

Commercial Super NOW Checking
Only available to sole-proprietors, non-profits and government entities

  • $2500 daily collected balance*
  • If balance falls below minimum requirement, then $8 monthly fee*
  • First 75 debits free; then $.20 per item*
  • First 300 deposited items free; then $.10 per item*
  • Variable interest rate is paid if the average collected balance is over $2,500
  • Monthly eStatement with check images at no additional charge - $5 monthly fee for paper statements

*waived for documented non-profits

 

 

In our DeWitt office, Contact...

 


In our Eldridge office, Contact...

 


In our LeClaire office, Contact...