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Consumer & Auto Loans

Money For Where Life Takes You 

We are proud to offer products and services that include personal loans and lines of credits for wherever life leads. Whether you’re looking to purchase or refinance a car, boat, or RV, take a vacation, or complete a personal project, First Central State Bank offers a loan to meet your needs.

By phone, email or in person, our First Central State Bank team will go the extra mile in helping you with your financial goals. Please visit or contact our team members listed below. Please do not send sensitive or personally identifiable information via unencrypted email to our team. It is not a secure way to send any information. Thank you.

Apply Online 

Christine Sterbenz Mortgage Clinton

Christine Sterbenz
Clinton + Goose Lake
csterbenz@firstcentralsb.com
563-242-2265

Derek Fox Loans DeWitt

Derek Fox
DeWitt
dfox@firstcentralsb.com
563-659-3141

Caleb Jacobi Loans LeClaire

Caleb Jacobi
LeClaire
cjacobi@firstcentralsb.com
563-289-2265

Bryan Niers Loans Eldridge

Bryan Niers
Eldridge
bniers@firstcentralsb.com
563-285-2033

Tyler Vandendooren Loans Clinton

Tyler Vandendooren
Clinton + Goose Lake
tvandendooren@firstcentralsb.com
563-242-2265