Business Checking
Business Checking Accounts Designed to Support Your Success
Your business deserves a checking account that works as hard as you do. Our business checking accounts offer the flexibility, convenience, and tools you need to manage cash flow, streamline operations, and stay focused on growth. Whether you're a small business, nonprofit, or established company, our business checking solutions are designed to help you manage your finances efficiently, so you can spend more time running your business.
We're committed to helping local businesses succeed. With trusted service, modern tools, and flexible banking solutions, we’re more than a bank—we’re your financial partner.
First Central State Bank offers a range of business checking options to fit your needs.
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First Business Checking
Small businesses will love the ease of this account that provides checking services for accounts with low balances and minimal activity. This account is designed for businesses that have minimal transactions each month.
- $500.00 minimum balance
- $8.00 monthly fee *if balance falls below requirement
- Per debit fee: $.20 per debit after 75
- Per deposit fee: $.10 per item after 300
- Monthly eStatement: With check images
- Paper statement: $5/month
- FREE debit card
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Commercial Checking
Convenient account for mid to large businesses with heavy account activity.
- $2,500 daily collected balance or $5,000 monthly average balance
- Monthly maintenance fee: $12.00 *if balance falls below requirement
- No Charge for “on us” items
- Per debit fee: $.20 per debit after 150
- Per deposit fee: $.10 per item after 1000
- Monthly eStatement: With free check images
- Paper statement: $5/month
- FREE debit card
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Commercial Super NOW Checking
This special account is available for sole-proprietors, non-profits, and government entities.
- $2,500 daily collected balance*
- Monthly maintenance fee: $8.00 *if balance falls below requirement
- Per debit fee: $.20 per debit after 75
- Per deposit fee: $.10 per item after 300
- No Charge for “on us” items
- Variable interest rate paid if the average collected balance is $2500 or above
- Monthly eStatement: With free check images
- Paper statement: $5/month
- FREE debit card