Credit & Debit Cards
Credit & Debit Cards That Work for You
Whether you're building credit, earning rewards, or just looking for a safer way to pay, our credit and debit cards are designed to fit your life. Enjoy convenience, control, and peace of mind every time you tap, swipe, or shop online.
- Built for everyday use
- Security you can trust
- Rewards options that fit your needs
- Easy account management
- Convenient digital wallet compatibility
- Smart spending starts with the right card. Apply online in minutes or stop by your local branch to find the card that fits your goals.
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Debit Card
First Central State Bank Debit Cards are now available with a chip on the front of the card as well as the traditional magnetic stripe on the back. The chip provides added security because it is extremely difficult to counterfeit or copy when used at a chip-enabled terminal or ATM, and does not store any personal information.
Many countries worldwide have adopted chip technology, and it will become the standard for card payments in the U.S. If a merchant or ATM has not yet adopted chip technology, your transaction will be processed using the magnetic stripe on the back as it is today.Benefits
- Gives you fast and secure access to your checking account funds without writing a check
- Accepted at any MasterCard terminal worldwide
- More readily accepted than checks at numerous locations
- Provides you cash access worldwide
- Deposit or withdraw from your checking or savings account
- Transfer funds between your checking and savings accounts
- Obtain account balances
How To Use
- Insert and leave the chip end of your card in the terminal with the chip facing up.
- Keep your card in the terminal and follow the prompts on the screen.
- Remove your card when prompted and take your receipt. You may have to sign for your purchase.
If your CheckCard or Debit Card is lost or stolen, please contact First Central State Bank at 1-800-262-3141 or after bank hours 1-800-236-2442.
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Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
- Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
- Mobile Purchasing capability for added convenience.
- Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
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Visa Gift Card
Give them the gift of anything.
- Great for any occasion
- Gift card values available for any amount between $10-$1,000 for a small fee.